Terms and Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the website murvante.com, operated by Murvante S.A.C., a company incorporated under the laws of the Republic of Peru, with Tax ID (RUC) 20612847530 and registered address at Av. Javier Prado Este 4600, Office 1205, Santiago de Surco, Lima 15023, Peru. By accessing or using this website, you accept these terms in their entirety.
1. Nature of Service
Murvante is an educational portal exclusively dedicated to financial literacy. All content published on this website is informational and educational in nature. We do not provide financial, investment, brokerage, tax advisory, or estate planning services. Published materials do not constitute investment advice, recommendations to buy or sell financial instruments, or offers of financial products of any kind.
2. Acceptable Use
You agree to use this website exclusively for lawful purposes and in accordance with these Terms. You shall not: use the site in a manner that violates applicable Peruvian or international laws; attempt unauthorized access to the site's systems or data; transmit material containing viruses or malicious code; use the site's content for commercial purposes without prior written authorization; impersonate another person or entity when using our contact forms.
3. Intellectual Property
All website content, including but not limited to texts, graphics, logos, images, designs, data compilations, and software, is the property of Murvante S.A.C. or its respective owners and is protected by Peruvian intellectual property laws and international treaties. A limited, non-exclusive, and revocable license is granted to the user to access and view the content for personal and non-commercial use.
4. Financial Disclaimer
Murvante is not a financial entity regulated by the Superintendency of Banking, Insurance, and AFP (SBS) of Peru. Exchange rates, market data, and figures presented on the site are referential and for exclusively educational purposes. Any potential return mentioned in any material is adjusted for risks and does not guarantee future results. Any financial decision you make based on the information on this site is at your sole responsibility.
5. Limitation of Liability
To the maximum extent permitted by Peruvian law, Murvante S.A.C. shall not be liable for direct, indirect, incidental, consequential, or punitive damages resulting from the use or inability to use this website or its content. This includes, without limitation, financial losses derived from decisions made based on the educational information provided.
6. Third-Party Links
Our website may contain links to third-party websites. These links are provided solely for your convenience and information. We have no control over the content of these sites and assume no responsibility for them. The inclusion of a link does not imply endorsement by Murvante.
7. Modifications
We reserve the right to modify these Terms and Conditions at any time and without prior notice. Modifications will take effect from their publication on the website. Continued use of the site after any modification constitutes acceptance of the new terms.
8. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Peru. Any dispute arising from the use of this website shall be submitted to the exclusive jurisdiction of the competent courts in the city of Lima, Peru, with the parties waiving any other jurisdiction that may correspond to them.
9. Contact
For any inquiries related to these Terms and Conditions, you can contact us at: Murvante S.A.C., Av. Javier Prado Este 4600, Office 1205, Santiago de Surco, Lima 15023, Peru. Email: contacto@murvante.com. Phone: +51 1 625 7800.